If you’re struggling to pay off your student loans, rest assured — you aren’t the only one. In 2024, more than 42 million Americans had federal student loan debt, which typically takes roughly 20 years to pay off. The average borrower has nearly $38,000 in federal student loans — more than double the average in 2007 — and $40,000 in private student loan debt. Still, paying off student loans…
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