Native American-owned banks and credit unions provide services that help support Native communities with financial products and assistance, with the mission of helping people achieve their financial goals.
Native communities have historically been prevented from accessing traditional paths to wealth in the United States, leading to a wealth gap. For the 2015-2019 period, American Indian and Alaska Native households had a median income of $43,825, which was lower than the overall U.S. median income of $62,843, according to a 2019 U.S. Census Bureau survey.
The goal of many Native American-owned financial institutions is to help close this wealth gap by providing affordable and accessible banking services. Native American-owned institutions are classified as minority depository institutions, which means they are mission-driven to help unbanked and underbanked people in minority groups bolster their financial situations. One way they might do this is by making loans and mortgages easier to access for the minority groups they serve and investing in community development.
What is a Native American-owned bank?
What is a Native American-owned credit union?
What are minority depository institutions (MDIs)?
What are community development financial institutions (CDFIs)?
Can allies join a Native American-owned bank?
List of Native American-owned banks and credit unions
Here are the Native American-owned banks and credit unions operating within the U.S.
Don’t see your Native American-owned bank or credit union here? Let us know.
Note: This list is not necessarily exhaustive due, in part, to the different processes for banks and credit unions to be recognized as Native American-owned. The Federal Deposit Insurance Corp. tracks eligible banks. All Native American-owned banks are represented as of the most recent list, published in the last quarter of 2022. For credit unions, the list of Native American-owned credit unions is tracked on the NCUA website.