My husband asked me to sell my $14,000 engagement ring to pay off our debt

Dear Quentin,

My husband and I have been together for six years, and we have made some good and, yes, some bad financial choices in that time. The early years of our relationship and marriage were the honeymoon years. We traveled a lot. We spent a lot of money on restaurants and hotels, and we have a lot of good memories from that time. The last few years — namely, the last two — have given us a wakeup call. 

He…