- World’s first international Telco API federation, involving telcos from 3 countries
- Collaborations will support 45 million customers in Thailand & 12 million in M’sia
Singtel signed two Memoranda of Understanding with ASEAN’s leading telcos, AIS and Maxis, to enable network-based authentication for mobile subscribers in Thailand and Malaysia through SingVerify, a suite of solutions that authenticates digital identities registered on consumer services or platforms against telco data. Developed by Singtel, SingVerify is based on telco application programming interfaces (APIs) that are interoperable and adhere to the GSMA’s common framework of industry standards and protocols.
This marks the world’s first international federation of Telco APIs, involving telcos from three countries working together to help enterprises access real-time telco network data to strengthen authentication and combat fraud, according to the parties in a statement.
According to a report by LexisNexis Risk Solutions, the overall attack rate for mobile apps in Asia Pacific is higher than the global average, with the majority carried out by automated bots targeting e-commerce payment transactions.
Ng Tian Chong (pic), CEO of Singtel Singapore, said, “The rise of e-commerce in the region has opened more avenues for digital fraud, significantly impacting consumers and businesses. Together with AIS and Maxis, we can combat this rising digital fraud and protect our customers more effectively. By tapping into our telco data and collective expertise, we will be able to seamlessly authenticate, protect, and mitigate financial fraud so our customers across Singapore, Thailand, and Malaysia can enjoy a safe digital lifestyle. We will continue to lead the charge against digital fraud and encourage more MNOs to come on board to build a stronger defence for all.”
SingVerify will help mitigate the incidence of illegal account takeovers and unauthorised transactions resulting from phishing and malware app scams. It also enables a smoother multi-factor authentication process as consumers’ digital identities are verified instantly and directly between the telco and service providers. The two APIs that will be first federated by AIS and Maxis include Number Verify, an application that validates customers’ identities by matching their phone numbers with their registered account details on the service provider’s platform, and Device Location.
“This partnership marks a significant milestone in our commitment to safeguarding our customers and the digital ecosystem,” said Asnee Wipatawate, head of the Enterprise Telecom Technology Product Department at AIS. “By combining our expertise and resources with Singtel and Maxis, we are creating a powerful platform that will enhance trust and security for businesses and consumers across Thailand, Malaysia, and Singapore.”
She added that the joint Number Verification API will provide businesses and platforms with a robust tool to authenticate user identities both domestically and regionally through real-time phone number verification. “By leveraging the combined strengths of these telcos, the API will offer a comprehensive and secure solution to protect against a wide range of fraudulent activities, including account takeovers and phishing attacks. The Number Verification API will be available to businesses across multiple industries, including financial services, e-commerce, and online gaming. By integrating this API into their systems, businesses can significantly reduce the risk of fraud and enhance customer trust,” Wipatawate said. 
Meanwhile, Goh Seow Eng (pic), CEO of Maxis, said, “As Malaysia’s leading integrated telco, we provide fast, reliable, and secure connectivity that meets the needs of customers. This collaboration protects customers against online threat actors so they can progress on their digital transformation journey with peace of mind.”
These collaborations will support over 45 million customers in Thailand and 12 million customers in Malaysia. All three telcos will explore opportunities to federate more APIs in the future.
Singtel previously signed a MoU with M1 in Singapore to combat the global problem of digital fraud at a national level in Singapore. The federation works in accordance with the GSMA Open Gateway framework, a globally recognised initiative designed to provide universal access and ensure swift deployment and integration across different mobile networks, allowing more service providers and end users to benefit from the solution.
Julian Gorman, head of Asia Pacific at the GSMA, said: “I’m delighted that three of Asia’s most innovative mobile operators have come together through the GSMA Open Gateway initiative to tackle online fraud and help increase consumer trust in new digital services across Malaysia, Singapore, and Thailand. Fraudulent attacks can have a profound impact on victims, including financial losses and distress, resulting in a degradation of trust in digital platforms. Cybercriminals operate beyond national borders, so it’s vital that mobile operators and developers of digital services unify behind a common approach to fraud prevention wherever they are in the world.”
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