If you’re planning a dream getaway soon, now is a great time to determine your earning strategy and rack up those points and miles. One of the easiest ways to amass a large chunk of rewards is through credit card welcome bonuses, and several United cards are currently offering elevated, limited-time offers.
Plus, elevated offers on the United℠ Business Card (see rates and fees), United Quest℠ Card (see rates and fees) and United℠ Explorer Card (see rates and fees) are ending soon, so now is a good time to apply if you’ve been considering them.
Chase issues United’s cobranded cards, so make sure to keep its application rules in mind.
Let’s look at each card to see what welcome offers they’re offering right now.
Comparison of the United credit card welcome offers
Here’s a look at United credit card offers at first glance:
| Card | Welcome offer | Offer value* | Annual fee |
|---|---|---|---|
|
Offer ending soon: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. |
$1,500 (not including the value of the PQPs) |
$150 |
|
|
Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. |
$1,500 (not including the value of the PQPs) |
$695 |
|
|
Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening. |
$1,350 |
||
|
Offer ending soon: Earn 80,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening. |
$1,200 (not including the value of the PQPs) |
$350 |
|
|
Offer ending soon: Earn 70,000 bonus miles after spending $3,000 on purchases in the first three months from account opening. |
$1,050 |
$0 introductory annual fee in the first year; $150 each year thereafter |
|
|
Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening. |
$450 |
$0 |
*Welcome offer value is determined using TPG’s March 2026 valuations and is not provided by nor reviewed by the issuer.
The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
United Business Card
The United Business Card is the more affordable of the two United business cards. It’s a good choice if you’re a small-business owner watching your budget but wanting to earn United miles and enjoy some perks when flying.
Welcome bonus: Offer ending soon: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening.
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Based on TPG’s valuations, this bonus is worth $1,500 (not including the value of the PQPs).
Annual fee: $150
Key benefits:
- First checked bag free
- FareLock statement credit
- Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
- Priority boarding
- Two one-time United Club passes each year
- United travel credit (after five United flight purchases of $100 or more each per calendar year)
Earning rates:
- 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Business Card)
- 5 miles per dollar spent on United Hotels
- 2 miles per dollar spent on all other eligible United purchases, local transit and commuting, gas stations, office supply stores, restaurants (including eligible delivery services)
- 1 mile per dollar spent on all other eligible purchases
To learn more, read our full review of the United Business Card.
Apply here: United Business
United Club Business Card
The United Club Business Card is the higher-tier of the two United business cards. It’s suited to high-spending small-business owners who want premium perks with United.
Welcome bonus: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening.
Based on TPG’s valuations, this bonus is worth $1,500 (not including the value of the PQPs).
Annual fee: $695
Key benefits:
- Elite status boost each year
- FareLock statement credit
- First and second checked bag free
- Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
- Premier Access travel services
- United Club membership
Earning rates:
- 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Club Business Card)
- 5 miles per dollar spent on hotel stays booked through Renowned Hotels and Resorts when you prepay for your booking
- 2 miles per dollar spent on all other eligible United purchases
- 1.5 miles per dollar spent on all other eligible purchases
Learn more: United Club Business Card review
United Club Card
The United Club Card is the top-tier United card. It’s aimed at loyal United flyers who want an elevated experience when flying United.
Welcome bonus: Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.
Based on TPG’s valuations, this bonus is worth $1,350.
Annual fee: $695
Key benefits:
Earning rates:
- 9 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the Club Card)
- 5 miles per dollar spent on hotel stays booked through Renowned Hotels and Resorts when you prepay for your booking using your Club Card
- 4 miles per dollar spent on all other eligible United purchases
- 2 miles per dollar spent on all other travel purchases
- 2 miles per dollar spent on dining
- 1 mile per dollar spent on all other purchases
To learn more, read our full review of the United Club Card.
Apply here: United Club
United Quest Card
The United Quest Card is the airline’s upper-mid-tier card for frequent flyers. It’s best for frequent United flyers who want travel perks without paying a steep annual fee.
Welcome bonus: Offer ending soon: Earn 80,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening.
Based on TPG’s valuations, this bonus is worth $1,200 (not including the value of the PQPs).
The amount of miles earned through the welcome offer alone could cover:
- A one-way United Polaris business-class flight to Europe
- Multiple domestic round-trip economy flights
- Round-trip flights to Hawaii
The 3,000 PQPs included in the bonus can also help you move closer to earning United Premier elite status. TPG credit cards writer Stephanie Stevens recently earned United Premier Silver status, thanks to the PQP jump-start she earned through her Quest Card.
To earn United Premier Silver status for 2026, you need to earn 5,000 PQPs and 15 PQF (Premier Qualifying Flights), or 6,000 PQPs alone. This means the PQPs earned from the Quest bonus can offer a helpful boost to United elite status. It also provides a suite of travel perks, including priority boarding in group 2 and preferred seating at booking (for up to eight travel companions).
Annual fee: $350
For United flyers who check bags regularly and fly multiple times per year, the additional perks may justify the higher annual fee compared to lower-tier United cards.
Key benefits:
- Award flight discount
- Elite status boost each year
- First and second checked bags free
- Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
- TSA PreCheck, Global Entry or Nexus application fee credit
- United travel credit
Earning rates:
- 8 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 3 miles earned from having the Quest Card)
- 5 miles per dollar spent on hotel stays booked through Renowned Hotels and Resorts for United® Cardmembers
- 3 miles per dollar spent on all other eligible United purchases
- 2 miles per dollar spent on other travel purchases, dining and select streaming purchases
- 1 mile per dollar spent on all other purchases
To learn more, read our full review of the United Quest Card.
Apply here: United Quest
United Explorer Card
The United Explorer Card is a great option for those who want to enjoy United benefits at a reasonable cost.
Welcome bonus: Offer ending soon: Earn 70,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.
Based on TPG’s valuations, this bonus is worth $1,050.
Annual fee: $0 introductory annual fee for the first year, then $150
Key benefits:
- First checked bag free
- Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
- Inflight discount
- Priority boarding
- TSA PreCheck, Global Entry or Nexus application fee credit
- Two one-time United Club passes each year
Earning rates:
- 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Explorer Card)
- 5 miles per dollar spent on United Hotels
- 2 miles per dollar spent on all other eligible United purchases, other hotel stays (when booked directly) and dining
- 1 mile per dollar spent on all other purchases
To learn more, read our full review of the United Explorer Card.
Apply here: United Explorer
United Gateway Card
The entry-level United Gateway Card has no annual fee. It’s a good option for those who fly occasionally with the airline and want to earn United miles.
Welcome bonus: Earn 30,000 bonus miles after spending $1,000 on purchases in the first three months from account opening.
Based on TPG’s valuations, this bonus is worth $450.
Annual fee: $0
Key benefits:
Earning rates:
- 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Gateway Card)
- 5 miles per dollar spent on United Hotels
- 2 miles per dollar spent on other eligible United purchases, at gas stations and on local transit and commuting
- 1 mile per dollar spent on all other eligible purchases
To learn more, read our full review of the United Gateway Card.
Apply here: United Gateway
How to maximize United MileagePlus miles
While United’s dynamic award chart can make it difficult to score high-value redemptions, the airline does offer some solid benefits for loyal flyers. Its award sales provide excellent redemption options, sometimes starting at just a few thousand miles per ticket.
The airline also doesn’t impose fuel surcharges on award tickets (which can easily save you hundreds of dollars).
It’s also a Chase transfer partner, which can help you earn United miles across multiple credit cards. The airline’s Star Alliance membership means you can redeem miles with the other 24 member airlines, including Air New Zealand, Lufthansa and Turkish Airlines.
By taking advantage of low-cost domestic award tickets (such as flying from Houston to Orlando for as little as 3,500 miles), you can stretch the miles you earn with your credit cards to help you plan your upcoming trips.
Or, go big and start saving miles toward a fancy United Polaris business-class flight.
Related: How to get maximum value from the United MileagePlus program
Bottom line
Taking advantage of a United welcome bonus can get you closer to your next trip.
Plus, if you’re interested in elevated bonuses on the United Business, United Quest or United Explorer, it’s time to seriously consider an application, since those offers are ending soon.
Before applying, ensure you’re aware of Chase’s 5/24 rule: If you have opened five or more accounts in the past 24 months, you may have difficulty getting approved for these cards.
If you’re successful in applying, you’ll be well on your way to a more elevated experience when flying with United and its partner airlines.
Apply now: United Business
Apply here: United Club
Apply here: United Quest
Apply here: United Explorer
Apply here: United Gateway
Learn more: United Club Business
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