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![Worried couple talking to financial adviser about savings and retirement planning and debt](https://www.moneytalksnews.com/workers/images/width=1920/wp-content/uploads/2022/10/03180442/shutterstock_2005055255-scaled.jpg?s=c550d9b6bd3e0d716de29d02de24b86106154bb9ad73c9707762cf4c217557c1)
As costs rise and wages stagnate, it gets tougher and tougher to cover the bills. Having even a few dollars left in checking at the end of the month might feel like a victory. But the focus on covering daily essentials can mean shorting ourselves on retirement savings. More than 3 in 10 (32%) of workers surveyed by Schwab Retirement Plan Services say they are saving less in general due to…
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